Medium Term Note Fixed Income Security

A Medium Term Note (MTN) matures in 5 to 10 years which is a corporate bond with high investment and high returns. Though you can invest from 9 months to 30 years, the common ones are 5 or 10 years. Keeping the term of investment in mind, you can compare it with other investments for interest and safety. These are structured debt securities with relatively low risk compared to stock market investments.

Why MTN?

MTN investments are required to fulfill the needs of US short term finance markets, and as the need is continuous, the investments are continuous. The insurance for capital protection can provide you the basic security. The rate of interest is higher than the short-term notes, and the investments accepted are as per market demands. Those who do not want to invest in the short term or long term find this option as the best. If you have a planned expense after five years, the money can stay invested till that time working for you. The businesses can get continuous cash flow through this tool.

MTN Maturity

As the rates relate to the call options, the corporates can retire or call the bond as per need before maturity also. In that case, the business can take advantage of lower interest rates. If your bond has no call able option, then the risk is low, and the rate of interest offered is also low.

Best Option at Present

Barrington Howe is offering an EMTN at 9.85% per annum, and Loan Note has 12 to 14% interest. With a minimum investment of £100,000, you can invest in a five-year EMTN and enjoy a fixed interest. With ahigh percentage of capital cover and capital insurance, it is a good option for high net worth investment. They are a multi-disciplinary investment consultancy, and you can call them now to invest in EMTN.

Medium Term Notes for Pension Investment

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A Medium Term Note (MTN) is a debt note with various terms but 5 years is a common term with the option to redeem annually with 30 days’ notice. It is used to provide short-term finance to the US market. The investors can invest at the annual fixed interest rate or a floating rate. For investors outside the US, they are called Euro Medium Term Notes (EMTN).

Advantages of MTN:

You can consider it as a secured investment as insurance backs it for capital protection. It offers considerable flexibility to both investors and issuers, and the notes are available in multiple currencies. The investment option is always open because of the high demand in the US market.

It is a high net worth investment giving fixed income. It is a bond issue under a specific investment programme, and investors get an annually updated memorandum about the performance. The EMTN is also available as a pension investment and is a good way of getting high fixed returns on an alternative investment option.

Bonds issued under Medium Term Note programmes can have different currencies, coupons, and maturities. An issuer can use an MTN programme to customize a bond that exactly meets the investor's requirements. As a result, the MTNs are very popular with both issuers and investors.

How Barrington Howe can Help?

Providing high yielding investmentoptions to investors is the prime business of Barrington Howe, and they can provide multiple solutions to maximize the return of a pension with fewer risk instruments. The instruments like MTN are allowed to be used as collateral for a loan also. Call them now to invest, review your pension plan, pension transfer or work on the tax. They work as your investment partners who help you getting good returns on your investment and reduce your tax. Tax reduction is also possible by rearranging your investments. They guide on personal, corporation and inheritance tax. 

Barrington Howe: Assisting you in Tax, Pension and Investment

Barrington Howe is a well-known alternative investment consultancy from London, specialised in Tax planning, Pension, andinvestment opportunities. With your hard earned money, one would like to decide on whether to invest this money in a high-risk stock market or select a low-risk investment plan. If you are of the low-risk type, this is the place for you to look for the right opportunities.

Fixed Rate Bonds are world-known low-risk investments and are a trusted means of alternative investment. US Property, London Property Investment, UK Hotel are some of the fix rate bonds for investment. Some bonds can be as short as one year, whereas some are long term. You can study the bond details to find out which one yield good returns for you and select the same for your investments.

Retirement Planning is an important part of every working individual’s life. As per the financial advisors, the plan should be reviewed as early as possible during the working years. Having a right plan can make a huge difference in the amount you are going to get after retirement.

The basic state pension is a regular payment you get from Government based on Age and your National Insurance contributions. The Pension reviewis an important task and needs to be performed by an FCA regulated adviser. Your friend at Barrington Howe can do this review for you and make sure you will remain happy after your retirement. After the review, you have a choice to decipher the current pension plan and performance of the same.

Based on the type of investor, the consultancy can offer you different options. They conduct investment seminars and provide detailed brochure about the high yield investment plans. The plans vary based on whether you are a self-certified investor, a high net worth investor or a crowd funding restricted investor. You can call them now or ask for a free brochure.

Importance of Investment in Real Estate

Investing in property is the most popular choice of investment. But why do people choose a property?

•          It’s tangible
•          People like to look and feel their investment, so they can have confidence it’s real
•          Property is not immediately affected by market condition changes
•         Other investments such FX trading or CFDs can see losses occur instantaneously. With      property changes happen over a period of time
•          Property is viewed as lower risk

The model for property investment is simple.

•          Buy at the right price.
•          Understand your development costs
•          Have a predictable sell price
•          And the profit is in the middle

A Simple business model that has been successfully used for years….decades….centuries……..but what if you don’t have the time……or the experience……..the know how…..how can you profit from property investment?

If you don’t have time, then you need someone to do the job for you

If you don’t have the experience, then you need to work with someone who does

If you don’t have the know how, then partner with someone who does

At Barrington Howe, you can be a successful property investor without the hands on requirements. We work with experienced developers who have built a successful business model developing property. You can be part of that success without doing the work and receive returns from 9% a year up to 20% a year. You can become a hand free and successful investor.

With new buy to let taxes coming into effect in 2017, many buy to let landlords will see their yields slashed significantly. On average, yields will fall to as little as 3% per annum. So this is a great time to invest in property bonds and property loan notes. You still invest in property without all the hard work, stress and time.  And you benefit from receiving the first legal security! The most important form of security you can get. The same security banks get when they lend funds for a mortgage.

Want to be a successful investor? Call Barrington Howe on +44 203 026 8820 or sign up at http://www.barringtonhowe.com/contact-us/. 

Tax Efficient Saving Account - Cash ISA

In an unsure economic climate, financial planning is more necessary than ever and for anyone. With a family, saving in the long run has become a high priority. Giving yourselves and your family a strong financial base ensures they have the quality potential to start in life, whether they want to pay for driving lessons, begin on a course of higher education or choose another path.

For this ISA is the best choice as they give a good return on your money and is tax free. But there comes a need to understand the different aspects of ISA if you are planning to invest the most of your money in it. There is a limit to the amount you can deposit into your ISA in a single tax year. It will affect your choice which one to opt to.

In 2016/17 tax year you can invest up to £15,240 into the ISA products. You can entirely invest whether in cash ISA, stock and share ISA. You can also invest £5,000 in cash ISA, £5,000 in a stock & shares ISA, £5,240 in an innovative finance ISA.

Who is eligible?

1. It must be UK residence for tax purposes
2. Age 16 or over

ISA can only be held in a single name and you can only open one Cash ISA per year. You can withdraw the money from cash ISA and transfer whenever you want, but there is a special process to follow. Cash ISA might best suit you if you are merely searching for a low-risk savings choice with easy accessibility to your money.

For more information on Cash ISAs and other types of savings accounts, speak to a savings adviser who could help you make informed decisions to suit your financial needs. You may find it beneficial to talk to the experts at Barrington Howe Ltd. Contact Us!

What exactly are Individual Saving Account and its importance?

There are different options available that will affect how you save and how much access you have for your money. The most essential establishment for any financial arrangement for any individual on the planet is an investment account. Often many were neglected these accounts without knowing the advantages. But still these accounts are most desirable by anyone.

Saving account mainly focus on providing an opportunity for the account holders, in which they aside one portion of liquid assets like a fraction of the savings into the account which will prove handy at the time of emergencies and retirement.

It is opened by an individual and is continued by the credit unions, banks, and as well as other financial institute. The money which is deposited in the account gives interest in return. But you must do the saving in the individual saving account to earn a tax free interest every year. As the due date comes near, the banks or other building institute attracts the investors by trying to offer higher paying individual saving account.

These saving account can be used as cash save or invest in stocks and shares but they have its own cons as well pros. In cash ISA, the interest rate is changed according to the account name like for junior ISA is 3%, for easy ISA the interest rate is 0.10% on balances from £1 or 0.50% on balance of £40,000. In stock and share ISA, due to tax and fee advantages, there is limit to invest each year. In 2016/17 tax year the maximum you can invest in an ISA is £15,240. The ISA allowance for 2016/17 tax year is £15,240 in cash, stock &shares and £4,080 for Junior ISAs.

As a rule, avoid withdrawing money from your cash ISA if you are about to transfer accounts. If you do, you'll lose all your tax benefit.

Also learn: Concept of TaxPlanning

Investment and Its Key Features

One income cannot afford all comforts of life. Developing a multiple stream of income always helps to blow your finances and to do this investing is the one and main concept that we must need to understand and regulate. It’s very important to know what the true meaning of investment to succeed in the ever growing world of capital. Investment is not only a term which generates valuable income, but also a working structure with a well defined definition of principles and theories. Taking the action to raise the financial resources is also called investment.

Investment generally has two key features, one is, any property or belonging that has no value cannot be an investment and another is, being valuable means an income generating source. This explains the property or an asset that cannot generate income for the owner, how expensive or costly it is, cannot be an investment. And to make it successful, we require planning and financial management. Good knowledge of market also creates a working infrastructure which leads to effective outcomes. Some other features that affect the execution of investment plan include different opinions, current market trends, and static and dynamic changes in the marketplace. This requires complete analyses of current market trends and observation of the success graph of a particular outlay. One should always remember that investment is a risk and need focused and balanced emotional and professional behavior towards the success and failure of the plan.

Working on ideas and planning always leads to achieve a secure future, especially when it is about finding money. Initially new investors prefer to work with simple, transparent and easy to understand framework to generate good income from convenient sources. Some factors of investment directly affect the execution, such as needs, capability, aim and money to invest. Taking help from an experienced financial adviser is also viable and many of the professionals seek for good financial consultants to run a successful series of operations. Barringtonehowe is one of the investment companies specializing in high yielding secured investments and financial planning. Contact us and avail professional assistance in the field.

We are happy to see you grow!